David Hemler, CFP®
Time does indeed fly, and as we get older in years, we might even say it speeds up. As I write this, it’s mid-October and the fall season has begun to show itself here in Carroll County and our surrounding communities. Things are very different this October than last, but regardless fall can be counted on to result in the same outcomes. The leaves will change color and fall from the trees, which is critical to their survival over the long winter months to come. As time marches on we are reminded of two old sayings, “The one thing we can always count on is change,” and “The more things change, the more they stay the same.” Both are true.